Earny tracks down price drops to save you money on past purchases

earny iphone app
Few of us pay much attention to the price of something after we buy it, but now there might be a really good reason to do so. If you pay for your favorite stuff with a credit card, there’s a new app for your iPhone that alerts you when the price drops, and automatically allows you to cash in on the savings.

If you have a credit card, chances are good that it includes a benefit called “Purchase Protection,” or something along those lines. If the price drops on something you buy within 60 or 90 days of purchase, then you can actually get the difference paid back to you as a credit. While it takes a lot of manual effort to watch the prices of everything you buy and file a claim each time the price changes, Earny is an app that hopes to do all this for you. It’s a service that monitors your purchases, and helps you get back a credit each time the price changes wherever you bought it.

In reality, Earny isn’t doing anything you can already do yourself, but it’s making the whole process a lot easier and trouble-free. As you link credit cards and purchases to the Earny app, it will monitor retailers for any prices changes. If the price drops, the app will automatically file a claim for you, either through the store or your credit card provider, to get you a refund for the difference. Many stores have such policies for 14 days, and credit cards will let you file claims for anywhere from 60 to 90 days after purchase.

In return for the monitoring service, Earny takes a 25 percent commission off every claim you make through the app. For example, if you save $60 off the price of headphones with Earny, the app will take $15 as its fee. That’s a fair amount to lose for something you can do yourself for free, but it is worth every penny if you don’t have the time to do the leg work, especially since it costs nothing to use the app. The developers behind Earny believe more than $50 billion is lost to consumers each year in price drops, and they’re looking to stake a claim in that pot of money.

If you don’t have the time or patience to track your purchases, Earny makes the entire process a whole lot easier, and the app is yet another way to give yourself an edge at saving money whenever possible. Just make sure you check your credit card policies, as some have limits about how many claims you can make in a year.

Available On iTunes


Need to record calls on an iPhone? Check out our handy guide

Are you wondering how to record calls on your iPhone? It isn't as easy as you might think, but we'll walk you through the process of doing so with Google Voice, and identify several other apps and external voice recorders that can help.

Grabbing a Switch for the holidays? Here's what you need to know to play online

If you want to play online multiplayer on Switch, you'll need a Nintendo Switch Online subscription. Here's what you need to know about Nintendo Switch Online, from price to features to the awesome library of NES games.

Cook your holiday meals with this $60 Instant Pot, on sale today only

Instant Pots were a huge hit for Black Friday and Cyber Monday with prices reaching as low as $60, but you haven't missed your chance at a great deal. Amazon is slashing the price on the Instant Pot Ultra with a $60 discount for today…

Worried about your online privacy? We tested the best VPN services

Browsing the web can be less secure than most users would hope. If that concerns you, a virtual private network — aka a VPN — is a decent solution. Check out a few of the best VPN services on the market.

Don't know what to do with all your old DVDs? Here's how to convert them to MP4

Given today's rapid technological advancements, physical discs are quickly becoming a thing of the past. Check out our guide on how to convert a DVD to MP4, so you can ditch discs for digital files.

Apple's iOS 12.1.1 makes it easier to switch cameras in FaceTime

After months of betas, the final version of iOS 12 is here to download. The latest OS comes along with tons of new capabilities, from grouped notifications to Siri Shortcuts. Here are all the features you'll find in iOS 12.

New Apple Watch begins saving lives one week after getting EKG feature

The Apple Watch Series 4 was updated almost a week ago with a new feature that allows users to take electrocardiogram tests -- and already it seems like the new feature is saving lives.

The best smartphone stocking stuffers for a very techy Christmas

If you've got a tech-loving smartphone enthusiast to buy for, we can help you out. Here's a selection of top phone accessories that would make amazing stocking stuffers so you can have a very Merry Christmas.

Santa Claus is coming to town. Get ready with these Christmas apps

Like it or not, Christmas comes but once a year. Thankfully, we've got a list of the best Christmas apps to help get you into the holiday spirit, just in case you want to call Santa or become a Christmas elf.

These are the best smartwatches for everything from fashion to fitness

Tempted to buy a smartwatch? If so, then the growing number of great models available means you've got plenty to choose from. But which one should you pick? Here is our list of the best smartwatches.

Amazon slashes price of 2018 iPad to under $250 in time for Christmas

Whether you love Apple or prefer Android, this 2018 iPad 32GB tablet deal is rather tempting. If you're still on the hunt for gifts, then this deep discount from Amazon makes now an excellent time to pick one up.

How to use the ECG app, set up irregular rhythm notifications on the Apple Watch

The Apple Watch Series 4 is the best smartwatch iPhone owners can own, and it just got even better with the addition of the ECG app and ability to identify irregular heart rhythms. Here's how to set it all up.

5G’s arrival is transforming tech. Here’s everything you need to know to keep up

It has been years in the making, but 5G is finally becoming a reality. While 5G coverage is still extremely limited, expect to see it expand in 2019. Not sure what 5G even is? Here's everything you need to know.

Want to watch Netflix in bed or browse the web? We have a tablet for everyone

There’s so much choice when shopping for a new tablet that it can be hard to pick the right one. From iPads to Android, these are our picks for the best tablets you can buy right now whatever your budget.