Skip to main content

Apple Pay is the most popular mobile payment system in the U.S.

Apple Pay
If you’re making a digital payment, chances are you’re doing so by way of Apple Pay. Despite a highly competitive landscape, it looks as though the iEmpire reigns supreme when it comes to adoption in the U.S. According to new research from Boston Retail Partners (BRP), Apple Pay boasts the largest percentage of supporting U.S. merchants. As of today, 36 percent of sellers accept the mobile payment service, an increase of 20 points from last year.

This proportion is expected to grow, as 22 percent of retailers say they have plans to accept Apple Pay within the next year, while another 11 percent will aim to do so within the next one to three years.

Also popular is PayPal, which enjoys a 34-percent acceptance rate in the U.S. Coming in a surprising third-place finish (given how little we tend to hear about it), is Mastercard PayPass, which is accepted by a quarter of merchants. Android Pay certainly has its work cut out in terms of catching up to Apple Pay, with 24-percent acceptance, whereas the slightly newer Samsung Pay has 18-percent acceptance.

These percentages, however, are also expected to grow, as 18 percent of surveyed retailers had plans to add Android Pay within the next 12 months, with 11 percent planning to accept Samsung Pay in the same time period.

“There are a multitude of mobile wallets and payment apps on the market today, and the arena keeps changing,” BRP said of its research. “In the past year, we have seen the demise of the merchant-backed CurrentC and rise of Walmart Pay. PayPal has been bumped out of its top spot in this year’s survey, with Apple Pay now being accepted at 36 percent of the retailers participating in the survey.”

And as the arena changes, so too are retailers’ plans. Only 11 percent say they are steadfastly refusing to accept mobile payments within their stores, whereas nearly a quarter of respondents say that they’ve already added the technology and that it is “working well.”

“One of the critical factors for any mobile payment success going forward is education. We have found repeatedly that not only are consumers unsure of how and when mobile payments can be used but, even more telling, associates are unsure,” BRP added. “For mobile payments or mobile wallets to succeed, there must be further education at the point of sale to ensure that a transaction using a mobile device is not longer or more complicated than traditional payments methods for either the customer or associate.”

Editors' Recommendations

Lulu Chang
Former Digital Trends Contributor
Fascinated by the effects of technology on human interaction, Lulu believes that if her parents can use your new app…
Steve Jobs’ legacy lives on with the highest civilian honor in the U.S.
Apple CEO Steve Jobs laughing in a chair.

Steve Jobs will soon receive the highest civilian honor awarded in the U.S., the Presidential Medal of Freedom. The announcement was made today by President Biden and the award will be presented posthumously to the co-founder of Apple, Inc. on July 7, 2022, along with 16 other individuals who have made exemplary contributions to the United States.

The Medal of Freedom has no specific criteria and each U.S. President can award this honor to anyone that is deemed worthy. President Biden explained his picks as Americans that demonstrate the power of possibilities, a common theme in his speeches about the potential of the nation.

Read more
Apple hikes Apple Music price for students in U.S., Canada, and U.K.
A young man wearing headphones.

Apple has increased the monthly fee for U.S.-based students using Apple Music.

Spotted by AppleInsider, the price hike means students in the U.S. will now be charged $5.99 a month for the streaming service, marking a $1 increase.

Read more
The U.S. government’s USB-C demands are too little, too late
A blue iPhone 12 sits next to a lightning charger.

Democratic senators want the U.S. to follow in the European Union's footsteps and ditch Apple's proprietary Lightning charger in favor of the universal USB-C charger. It's a bold and powerful move on paper, but in reality, it's a whole lot of fluff.

Sens. Edward Markey and Elizabeth Warren, both Massachusetts Democrats, and Bernie Sanders (D-Vermont) sent a letter to the Secretary of Commerce on Thursday, June 16, arguing that having smartphone and tablet consumers own both USB-C and Apple chargers places a financial burden on them — especially when they live in households where family members, roommates, or partners prefer Android devices to Apple's (and vice versa). Furthermore, it exacerbates environmental damage because of the e-waste that piles up as a result. They cited the EU's plans to require iPhones to have USB-C by 2024 and called on the Department of Commerce to develop a strategy to transition to that.

Read more