Samsung Pay may be coming to iOS devices and PCs in the form of a new app

samsung-pay
Samsung Pay, Samsung’s eponymous mobile payments platform, has so far remained firmly within the company’s walled hardware garden — it’s only compatible with Samsung’s Galaxy line of Android smartphones. If a report from South Korea’s ETNews is any indication, though, Samsung’s payment ambitions may soon become a lot more global in scope — the company’s readying a service, tentatively dubbed “Samsung Pay Mini,” that’ll run on third-party Android phones, iOS devices, and even PCs.

The motivation for the spin-off Pay Mini service, which could launch as early as next month, is Samsung Pay’s disappointing uptake. Few Samsung Pay users are completing online transactions with the service, according to the report — Samsung Pay represents less than 20% of online payments. One major deterrent? Its complexity, apparently. In the case of online payments, ETNews reports that the Samsung Pay payments screen doesn’t always appear unprompted; using Samsung Pay, then, becomes a matter of remembering which credit or debit card you’ve linked to the service.

Samsung Pay Mini, by contrast, is a lot more straightforward. It’ll reportedly launch in the form of an app compatible with any Android device running Marshmallow or newer and any iPhone, iPod touch, or iPad with iOS 8 and up, and will function essentially like a digital wallet. You’ll be able to associate credit and debit cards with a unique ID, and add a fingerprint for verification purposes. And completing payments will be a lot less complicated than Samsung Pay proper: in online stores and apps, payment details will automatically populate the appropriate fields, and Samsung Pay Mini will save a copy of every transaction receipt for later perusal.

If Samsung’s trial of the service next month goes well, the company may bring Mini to even more devices. It’s working on clients for Windows and Mac computers, ETNews reports, with a launch date pegged for later this year.

One major Samsung Pay feature that Pay Mini won’t support is magnetic secure transaction, or MST, payments. The omission is for technical reasons: MST, which allows devices to interface with legacy credit card readers by wireless emitting a signal that emulates a card swipe, requires specialized hardware. So far, Samsung’s kept MST to its top-tier Galaxy smartphones (the S7 and S7 edge, most recently), although it has previously expressed a willingness to bring the technology to a broader range of handsets in the future.

Samsung Pay’s growth may not be to the company’s liking, but the service has exploded since it launched in September of 2015. In February, it surpassed five million users and processed over $500 million in transactions, and most recently expanded to China and the United Kingdom (Samsung has pledged to debut Pay in Australia, Brazil, Spain, and Singapore this year). It supports an increasing number of banks in the U.S. and abroad (more than 70, at last count), and continues to gain notable new features — just in May, Samsung added support for online gift and loyalty cards within Pay.

A steady, aggressive expansion of Samsung Pay will become ever more essential to the service’s momentum as it faces increased competition from Apple and others. Apple Pay, as of March, had 12 million monthly active users. Google’s Android Pay, too, boasts “millions” of users. Longtime Samsung rival LG is prepping GPay, a platform of its own, for a second-quarter 2016 debut. And even financial institutions are getting in the mobile payments game: Wells Fargo, for example, is launching Wallet, a contactless payment feature for account holders, in the U.S. later this summer.

Computing

Grab a terabyte of storage at a discount with Amazon’s Samsung T5 SSD deal

In need of a portable external storage device? You can get a terabyte of storage at a discount for a limited time. Amazon is offering a discount on Samsung's lightweight T5 SSD of nearly 30 percent off of its original price of $250.
Mobile

Check out our favorite Samsung Galaxy S9 and S9 Plus accessories

The Samsung Galaxy S9 and S9 Plus are two of the most talked about smartphones of 2018. If you've managed to get your hands on one, you're no doubt looking to score some new accessories. Here are a few of our favorites.
Mobile

How to use Samsung's Bixby assistant for all of your smartphone tasks

Samsung Bixby is a powerful tool, but not the most intuitive one we've encountered. Here's how to set up and use every feature of Samsung's digital assistant, as well as what to expect in the future.
Mobile

More clues point to the Samsung Galaxy Note 10 having 5G connectivity

The Samsung Galaxy S10 range was only just revealed, but Samsung is already working on the next big release. Not much is known about the Samsung Galaxy Note 10 just yet, but we do have a few details.
Mobile

iPad Air vs. iPad Mini: Which new tablet from Apple is best for you?

Apple has unveiled two new iPad models, including a new iPad Air and a new iPad Mini. Both devices have a lot to offer. But which iPad is right for your needs? We put the iPad Air and iPad Mini to the test to find out.
Deals

The best Apple AirPods alternatives for Android, Windows, and iOS devices

Apple AirPods, nice as they are, aren't the only game in town. Other makers are offering their own truly wireless earbuds, and if you're looking to buy a pair of high-end in-ear headphones, we've got the best AirPod alternatives on the…
Mobile

Even older Apple Watches could be effective at spotting heart conditions

The Apple Watch Series 4 is known for detecting heart conditions like atrial fibrillation thanks to having an electrocardiograph feature. It turns out that older Apple Watches could be effective at tracking AFib, too.
Mobile

The Black Shark 2’s Ludicrous Mode promises the smoothest mobile gaming

Xiaomi-backed Black Shark has a follow-up to last year's Black Shark gaming phone, complete with high specs and a low price. Here's everything we know about the Black Shark 2 gaming phone.
Deals

Need a new tablet? Here are the best iPad deals for March 2019

In the wide world of tablets, Apple is still the king. If you're on team Apple and just can't live without iOS, we've curated an up-to-date list of all of the best iPad deals currently available for March 2018.
Deals

Amazon drops price on Apple Watch Series 4 with a rare deal

Since Apple first unveiled the Series 4, the price for one has pretty much held fast. This has finally started to change with a nice little $15 discount on Amazon. If you've been wanting the newest Apple Watch, now is a great time.
Computing

Sending SMS messages from your PC is easier than you might think

Texting is a fact of life, but what to do when you're in the middle of something on your laptop or just don't have your phone handy? Here's how to send a text message from a computer, whether you prefer to use an email client or Windows 10.
Mobile

Google's midrange Pixels might be called the Pixel 3a and Pixel 3a XL

The Google Pixel 3 and Pixel 3 XL are considered to be two of the best Android smartphones, but it looks like Google could be prepping a midrange line. Say hello to the Pixel 3a and Pixel 3a XL.
Gaming

Angry Birds AR: Isle of Pigs brings 3D demolition into your living room

Angry Birds is releasing its next entry in the spring of 2019 - with a new spin. Bringing 3D environments and destruction, Angry Birds AR: Isle of Pigs uses augmented reality to add a new dimension to a classic series.
Mobile

Whether by the pool or the sea, make a splash with the best waterproof phones

Whether you're looking for a phone you can use in the bath, or you just want that extra peace of mind, waterproof phones are here and they're amazing. Check out our selection of the best ones you can buy.