Skip to main content

Visa to launch digital wallet this fall

Visa Paywave
Image used with permission by copyright holder

Credit card company Visa has announced it plans to roll out its own digital wallet this fall in the U.S. and Canada that will offer “click-to-buy” payments for online purchases, as well as mobile purchases based on Near-Field Communications (NFC) being built into an increasing number of spartphones. The goal of the system will be to offer a “Visa-quality” experience in both online and mobile commerce, providing consumers with the same sense of security and reliability they get from existing Visa account offerings and point-of-sale service.

“Our new solutions deliver greater consumer choice, convenience, and control while helping our clients grow their businesses,” said Visa chairman and CEO Joseph Saunders, in a statement. “By helping to reduce abandoned online shopping carts and bringing new account holders into the Visa network, we create a win-win-win for merchants, consumers, and financial institutions.”

Visa intends to localize the mobile wallet service by working with financial institutions and mobile operators in a wide number of countries, particularly emerging economies where mobile subscriptions—and credit card issuance—are on the rise.

Visa’s says its digital wallet will handle both Visa and non-Visa payments accounts and be able to handle a variety of transaction scenarios, including online and mobile commerce, as well as transactions conducted via social networks, person-to-person payments, and micropayments—say, for digital or virtual goods. Visa will also be supporting NFC transactions via its own Visa payWave mobile applications. Visa’s click-to-buy functionality will require users merely enter an email address or online ID with a password: no account numbers, expiration dates, or security codes will be required. Visa pledges it is exploring “dynamic authentication technologies” to add security to online purchases. The digital wallets will offer users privacy settings as well as controls to enable customers to control which accounts are accessed depending on merchant or purchase amount. And, of course, Visa will be looking to further monetize the service by pushing special offers from merchants: users will be able to opt-in to receive “money-saving discounts and promotions from participating merchants.”

For Visa’s digital wallet to gain traction, the company will have to convince Web sites and online retailers to adopt its click-to-buy functionality. And while the company seems optimistic about the potential for mobile purchases, industry watchers think it’s more likely that mobile customers will conduct online transactions using their devices’ built-in Web browsers rather than by using special apps or NFC communications—at least in the near term, since many smartphones, tablets, and other devices do not yet have NFC hardware.

Visa is not alone in trying to develop online purchasing and mobile solutions for credit card customers: MasterCard, American Express, and Discover are all working on their own systems to enable mobile customers to make in-store purchases via their phones. However, the Isis mobile wallet system—backed by Verizon, AT&T and T-Mobile—has just announced plans to work with both Visa and MasterCard on their mobile wallet systems.

Geoff Duncan
Former Digital Trends Contributor
Geoff Duncan writes, programs, edits, plays music, and delights in making software misbehave. He's probably the only member…
Alienware sale: Get up to $1,000 off gaming laptops and PCs
The Alienware x14 R2 gaming laptop on a desk.

There’s a huge sale on all things Alienware at Dell right now meaning some fantastic gaming laptop deals and gaming PC deals are yours to snap up. That includes some surprisingly affordable gaming rigs right up to some maxed out options too. If you’re looking to treat yourself to a new gaming setup, take a look at the full sale for yourself. There are over 20 different models in the sale so there are plenty of options. If you’re not sure where to begin, keep reading and we’ll guide you through our favorite picks.

What to shop for in the Dell gaming PC sale
Dell is one of the best gaming laptop brands so checking out the best gaming laptops it makes is the perfect starting point. One of the more inexpensive options is the which is down to $1,400 from $1,750. It has an AMD Ryzen 7 7745HX processor, 16GB of memory and 1TB of SSD storage. Even better, it has an Nvidia GeForce RTX 4060 graphics card teamed up with a 16-inch QHD+ screen with 2560 x 1600 resolution, 240Hz refresh rate, and 3ms response time. It’s a perfect entry point to the gaming laptop world.

Read more
Lenovo sale: Get up to 67% off ThinkPad Laptops, from $600
Lenovo ThinkPad X1 Carbon Gen 12 front angled view showing display and keyboard.

Lenovo has a huge laptop sale going on right now with select ThinkPad laptops available from just $600. If you need a new system for your small business, working on the move, or other productivity-focused plans, these are the laptop deals for you. With over a dozen laptops in the sale, it’s a good idea to take a look at the sale for yourself, but we’re also here with some insight into the best deals.

What to shop for in the Lenovo laptop sale
Lenovo is one of the best laptop brands for reliability and business purposes. One great starting point is being able to buy the for $600. According to Lenovo, it normally costs $1,839 which seems a little unrealistic but in keeping with Lenovo’s overly enthusiastic estimated value system. However, whatever the discount, this is a good laptop for the price. It has a 12th-generation Intel Core i5-1235U processor, 16GB of memory, and 256GB of SSD storage. For the display, you get a 14-inch full HD screen with 45% NTSC and 300 nits of brightness. There’s also a 1080p full HD RGB/IR Hybrid webcam with a privacy shutter and dual microphones.

Read more
Ghost of Tsushima is already shaping up to be a monster PC port
Jin wearing the Sarugami armor with Iki island in the background.

Sony detailed the features that will be available in the Ghost of Tsushima PC port on Tuesday, setting the stage for when the game launches on May 16. Despite some rocky PC ports from PlayStation Studios and porting studio Nixxes in the past, Ghost of Tsushima already looks impressive.
Ghost of Tsushima DLSS, FSR, and XeSS
It's launching with all of the modern bells and whistles a PC gamer could want. That includes support for Nvidia's DLSS 3 and AMD's FSR 3, both of which support upscaling and frame generation. There's also support for Intel XeSS, as well as native anti-aliasing modes for FSR and DLSS. This runs the game at native resolution but uses the anti-aliasing of the upscalers for improved image quality -- read our explainer on Nvidia Deep Learning Anti-Aliasing for more on that.

There's a treasure trove of features here that means virtually every PC gamer will have access to performance-boosting tech. FSR 3 support at launch is particularly noteworthy. Adoption of AMD's frame generation tech has been slow, and although we've seen it in recent games, it usually isn't available at launch.

Read more