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How to set up Wallet and Apple Pay on Mac

Knowing how to set up Wallet and Apple Pay on Mac is your first step to greater financial efficiency. You can then choose Apple Pay during checkout, enter your password or use Touch ID, and speed up your purchasing experience.




5 minutes

What You Need

  • Mac computer

Set up Wallet and Apple Pay

You can set up your Wallet using the debit and credit cards you’ve added to the Wallet on your iPhone or iPad. If you don’t have those devices, you can simply add cards and you’re ready to use Apple Pay.

Step 1: Open System Preferences using the icon in your Dock or Apple icon in the menu bar.

Step 2: Choose Wallet & Apple Pay.

Step 3: When you initially select this option, you’ll see a setup screen. Select Add card to get started and sign in with your Apple ID if prompted.

Moving forward, you’ll simply see your Wallet where you can manage your payment methods when you open Wallet & Apple Pay.

Apple Pay setup screen on Mac.

Step 4: If you don’t have cards in the Wallet on your other devices, select Add card. Then, follow the prompts to either hold your card up to your Mac camera or enter the information manually.

Apple Pay add card camera screen.

Step 5: If you do have cards in the Wallet on your iPhone or iPad, you’ll see these listed. Check the boxes for those you want to use on your Mac and pick Next.

Select existing cards for Apple Pay on Mac.

Step 6: Depending on the type of card you're adding, you may be asked to enter or confirm additional information. For example, you may be prompted to add the CVV for a debit card.

After you provide the details, select Next.

Prompt to add a CVV for a card in Apple Pay on Mac.

Step 7: Again, depending on the card type and corresponding bank, you may be asked to accept the terms and conditions. If so, select Accept to continue after you review the terms.

Terms and Conditions for a bank when connecting an Apple Pay card.

Step 8: You’ll see a brief message at the bottom of the window as your bank is contacted for approval to connect to Apple Pay.

When complete, select Done and you’re ready to use Apple Pay.

Done on the last Apple Pay setup screen.

Adjust your payment preferences

After you add or select cards for your Wallet, you may want to review the attached details on the screen that displays.

Step 1: You’ll see your cards listed on the left with the default card at the top. To change the default, use the drop-down box at the bottom of the window to pick the card you want.

Default card for Apple Pay on Mac.

Step 2: You should see your billing address listed for each card you select on the left. If you need to change this, select the Billing address drop-down menu to pick Enter new billing address.

Enter New Billing address option for a card in Apple Pay.

Step 3: You can also choose your default billing and shipping address. Select Contact and shipping at the bottom of the card list on the left. Then make any changes to your shipping address, email address, or phone number on the right.

Contact and Shipping default details for Apple Pay.

By setting up Wallet and Apple Pay on your Mac, you can make online purchases without hunting for your physical wallet and payment cards. Simply select the Apple Pay option, use Touch ID or enter your password, and you’ll save a ton of time during the checkout process.

For more tips on using Apple Wallet, look at how to add your driver’s license or how to add a boarding pass to Apple Wallet.

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Sandy Writtenhouse
Sandy has been writing about technology since 2012. Her work has appeared on How-To Geek, Lifewire, MakeUseOf, iDownloadBlog…
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