MasterCard thinks you want to pay with your face

mastercard online payments face scan delta id fujitsu
Jeff Van Camp/Digital Trends
How do you make credit cards cool to millennials? Just tell them they can pay for stuff online with selfies, says MasterCard. The credit card company is currently testing facial-scanning tech, fingerprint scanners, and even voice recognition to verify payments made online. All this new tech isn’t coming five to 10 years from now, either. MasterCard told CNN that at least one of the methods could debut as soon as testing is done.

“The new generation, which is into selfies … I think they’ll find it cool. They’ll embrace it.”

“The new generation, which is into selfies … I think they’ll find it cool. They’ll embrace it,” Ajay Bhalla, the MasterCard executive who’s behind the new payment methods told CNN.

Right now, MasterCard users who pay online can set up a SecureCode, that requires a password for each online purchase. The added layer of security is said to prevent hackers from stealing customers’ credit cards, and it was used to protect 3 billion transactions last year. Even so, MasterCard isn’t happy with the password method because it knows that customers hate passwords. Its solution? New technology that’s already in use on many smartphones today.

MasterCard could use fingerprints or voice recognition to verify payments, or it could use the much more intriguing facial-scanning technology it’s been testing. It would work like this: Customers who have the MasterCard app on their phones would see a pop up window appear each time they went to pay for something online. Should they choose to pay via a fingerprint scan, they simply place their finger on the sensor, and bam, they’ve paid — just like you can do with Apple Pay in select apps.

Alternatively, should they prefer to use their faces instead, you simply stare at our phone and blink once to pay. The blink ensures that you’re actually alive and not just a printed photograph a thief is using to steal your money.

MasterCard said it won’t get access to a picture of your face or your fingerprint, either, so your personal visage and fingerprint remain secret. When you scan your fingerprint, a code is created, which never leaves your device. When you scan your face, the map of your features will be translated into 0s and 1s, which will then travel the Internet to MasterCard for verification.

Bhalla explicitly stated that MasterCard can’t reconstruct your face from the digits, and all the biometric info is transmitted securely to the company’s encrypted servers.

All three payment methods will son be tested with 500 customers, and the new method could launch after that. MasterCard’s been working directly with Apple, Microsoft, BlackBerry, Google, and Samsung to ensure its tech works on any phone. The credit card company is waiting for two banks to approve the tech, but it wouldn’t say which ones will get it first.

MasterCard also said it’s working with Nymi — the company behind the wearable that identifies users by their unique heartbeat patterns — to verify purchases using its tech, too. Then you wouldn’t even need to blink or move a finger to pay — you’d simply sit with your heart beating like you do every day.

You can watch the full interview on CNN.

Movies & TV

Want free movie tickets? Beam these ads into your eyeballs for 15 minutes

Would you watch ads for 20 minutes to earn a free movie ticket? MoviePass co-founder Stacy Spikes bets you will, and he's launching PreShow, a new app with some pretty advanced technology, to prove it.
Cars

Tesla lets you skip the dealership, order a car from the comfort of your couch

Tesla has always bypassed traditional dealerships, and it has now adopted an online-only sales model that lets customers configure and order their car without leaving their couch. Here's what you need to know.
Deals

From Air to Pro, here are the best MacBook deals for March 2019

If you’re in the market for a new Apple laptop, let us make your work a little easier: We hunted down the best up-to-date MacBook deals available online right now from various retailers.
Computing

Confused about RSS? Don't be. Here's what it is and how to use it

What is an RSS feed, anyway? This traditional method of following online news is still plenty useful. Let's take a look at what RSS means, and what advantages it has in today's busy world.
Mobile

The Samsung Galaxy S10 5G might be a few short weeks away from launch

Samsung has announced a whopping four new Galaxy S10 devices, from the low-cost S10e to the triple-camera S10 and S10 Plus. But it's the Galaxy S10 5G that steals the show as it's among the first 5G-ready smartphones to hit the market.
Computing

T-Mobile goes after big cable companies, pilots wireless home internet service

In a shot at big cable companies, T-Mobile is launching a new pilot program to bring an unlimited wireless LTE home internet service to up to 50,000 homes across the United States by the end of 2019.
Mobile

Apple patent suggests Apple Watch bands could have built-in fitness indicators

Apple may be exploring ways to make Apple Watch bands a little more useful. A new patent has been filed by Apple that suggests Apple Watch bands could eventually have indicators for things like fitness goals.
Mobile

Type away on the best iPad keyboard cases, from the Mini to the Pro

Whether you're looking to replace your laptop with a tablet or merely want to increase your typing speed, a physical iPad keyboard is the perfect companion to the iPad. Check out our top picks for every available iPad model.
Mobile

Apple patents hint at improved Apple Store and unboxing experiences

It looks like Apple is working on ways to improve the Apple Store and product unboxing experiences. The company has been awarded a few patents, largely for tech that can be used in product packaging to ensure products stay charged.
Wearables

Fossil made a smartwatch in 2004, and it’s part of a new brand retrospective

Fossil has been making watches for 35 years, and to celebrate the anniversary, it has a new retrospective exhibit complete with the first smartwatch it made — the Wrist Net watch from 2004.
Deals

Make some time for the best smartwatch deals for March 2019

Smartwatches make your life easier by sending alerts right on your wrist. Many also provide fitness-tracking features. So if you're ready to take the plunge into wearables and want to save money, read on for the best smartwatch deals.
Wearables

Fossil is working on a smartwatch with BMW, and it’s coming next year

Fossil, the watch company that makes smartwatches under its own name and partners with other major brands too, intends to launch a smartwatch with car manufacturer BMW in the future.
Social Media

A Facebook, Instagram bug exposed millions of passwords to its employees

Facebook, Facebook Lite, and Instagram passwords weren't properly encrypted and could be viewed by employees, the company said Thursday. The network estimates millions of users were affected.
Mobile

Nokia phones are being investigated for allegedly sending data to China

Nokia could be in some hot water. According to recent reports, Nokia 7 models may be secretly sending data to China without the user knowing about it. Nokia says that the issue was a software bug and that it has been fixed.