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Everything you need to know about Android Pay

TSB ends lengthy Android Pay holdout in the U.K.

With Android Pay, you can start leaving your wallet behind, as anyone with a compatible device can pay for goods and services with a simple tap of their phone against a compatible point-of-sale terminal with near-field communication (NFC). Here’s everything you need to know about Android Pay, including the places and banks that support it.

Android Pay in the U.K.

On May 18 in the U.K., Google’s mobile payment service officially went online. Android phones with version 4.4 KitKat installed, and an NFC chip inside, are compatible with Android Pay, provided your bank and card provider supports the service. You’ll also need the Android Pay app, which can be downloaded from the Google Play Store here.

Both MasterCard and Visa debit and credit cards from co-operating banks will work. Google’s first financial partners are Bank of Scotland, First Direct, Halifax, HSBC, Lloyds Bank, Nationwide, MBNA, and M&S Bank. Now, Santander, RBS, Ulster Bank, and NatWest customers in the U.K. can now use Android Pay, according to the Android blog.

One of the final holdouts, TSB, announced on September 20 its customers could use Android Pay, but only with selected account types, as not all card holders have been able to add their card to the service.

Barclays has still not added support for Android Pay. Retailers that will accept Android Pay payments include Costa Coffee and Starbucks, Boots, Waitrose, Aldi, Superdrug, and KFC. Plus, like Apple Pay, Transport for London’s ticketing system will support it. Various shopping apps such as Deliveroo, Fancy, Kickstarter, Zara, Takeaway.com, and Hotel Tonight will offer Android Pay as a payment option.

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The contactless payment restriction of £30 remains in place, but in some situations you’ll be able to spend up to £100 provided you authorize the transaction using a fingerprint or PIN code.

Google will also introduce a new feature called Android Pay Day, which will give users special offers on the last Tuesday of each month, providing extra incentives to use the payment service. Starbucks and Deliveroo are first on the list.

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