Zwipe and MasterCard made a credit card with a fingerprint sensor

By Malarie Gokey October 17, 2014

zwipe mastercard credit card with fingerprint sensor payment iso format available — Image used with permission by copyright holder

The days of PIN numbers are limited. With Apple Pay on the horizon, MasterCard and Zwipe created a credit card with a built-in fingerprint sensor that allows customers to make contactless payments with a tap and the press of a finger.

Customers in Norway tested the Zwipe MasterCard and now the product is finally ready for a big launch. The first prototype of the card looked big and bulky, mainly because it had a battery onboard. Now Zwipe has whittled down the prototype design to the size of a standard credit card. The card sports an EMV certified secure element, which is also known as the Chip, and MasterCard’s contactless application. Typically, cards with an EMV chip onboard must also use a PIN. PINs are still too easy to steal or change, so Zwipe added a fingerprint sensor to the card. After all, it’s much harder to steal someone’s fingerprint than it is to steal their PIN.

Related: All of these retailers and banks will support Apple Pay

The bulky early prototype Zwipe card. — The bulky early prototype Zwipe card. Image used with permission by copyright holder

The Zwipe card no longer has a battery and the company says it will harvest energy from payment terminals instead, so you don’t have to worry about charging your credit card — thank goodness.

The Zwipe MasterCard works just like tap-to-pay with Apple Pay — You simply tap your card against the NFC-enabled payment terminal, press your fingerprint to the sensor, and you’ve paid for your purchase. Of course, contactless payments have been around for a long time, but Zwipe says that its card is the first to incorporate a fingerprint sensor and eliminate the need for a PIN.

Zwipe plans to release its new card with MasterCard in 2015 and says the card will work on all NFC-enabled payment terminals. An upcoming law change in the United States will incentivize the use of EMV cards. As such, most merchants are expected to install new payment terminals that will support contactless payments.

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