Skip to main content

Apple Pay Later is coming to Apple Wallet for more flexible spending

At WWDC 2022, Apple showed off some significant updates and changes coming to Apple Wallet with the launch of iOS 16. The standout feature for Apple Pay with iOS 16 is Apple Pay Later. As the name implies, Apple Pay Later will let you make Apple Pay purchases that you pay later on — more specifically, through payments spread out over a few weeks. Apple Pay Later will be available anywhere that Apple Pay works. More importantly, it lets you make said payments with 0 percent interest and no additional fees. If you use Apple Pay and are trying to plan a big purchase, Apple Pay Later could be a useful feature to have.

Apple also provided an update on its rollout of digital IDs in Apple Wallet. Following Wallet’s integration with state driver’s licenses in Arizona and Colorado, the company expects 11 more states to follow suit. Currently, the states working on integrating Apple Wallet as a legitimate form of ID are already incorporating it into Transportation Security Administration (TSA) checks at select airports. The list of states that have planned Wallet ID integration is as follows:

  • Connecticut
  • Georgia
  • Hawaii
  • Iowa
  • Kentucky
  • Maryland
  • Mississippi
  • Ohio
  • Oklahoma
  • Puerto Rico
  • Utah
Recommended Videos

In addition to Wallet ID being used for legal identification when it comes to travel, digital IDs can also be used for age-restricted purchases in apps like Uber Eats when ordering things like alcohol that require the buyer to be of a certain age.

Apple Pay Later feature being displayed on four iphones all lined up in a row. The displays of the phones showcase the different payment dates and lock screen notifications that will come with the feature.
Image used with permission by copyright holder

Apple Wallet is expanding its key uses to mirror the way that “real” keys work. Sharing digital keys through Apple Wallet has been made much easier as iOS users can now share them through apps such as Mail, Messages, and WhatsApp. Sharing digital keys will also work with non-iOS devices so that you can work with anyone, no matter what type of phone they have. The sharing functions work similarly to Apple Pay and will arrive with iOS 16.

Apple rounded out its Wallet presentation with a couple of smaller updates. If you order something with Apple Pay, merchants will be able to add tracking information directly to your order. Shopify is confirmed to support order tracking, with “millions” of other merchants also gaining access to the feature. Apple also provided an update on its Tap to Pay feature for merchants/retailers, confirming that it’ll be available starting this month.

Peter Hunt Szpytek
Former Digital Trends Contributor
A podcast host and journalist, Peter covers mobile news with Digital Trends and gaming news, reviews, and guides for sites…
A long-awaited Apple Pay feature is finally on your iPhone
Apple Pay Later

Apple announced Apple Pay Later last year when it revealed iOS 16 at WWDC 2022. The feature is finally rolling out to “randomly selected users” as of today, through a prerelease version of Apple Pay Later in the Wallet app. Those who have access to this prerelease version should have received an email to their Apple ID account, and they will need iOS 16.4 and iPadOS 16.4.

This is a prerelease version of Apple Pay Later, and the full service will be rolling out to eligible iPhone users older than 18 in the U.S. in the “coming months.”

Read more
Apple hints at cunning plan to make you spend even more on an iPhone
The iPhone 14 Pro Max standing against a tree outside.

Apple hinted at plans to debut a more expensive line of phones soon, according to a report from Bloomberg's Mark Gurman, just in case the current range isn't quite as expensive as you'd like. If accurate, a new type of iPhone will start rolling out this year as the company reorganizes its smartphone lineup after the commercial failures of the iPhone 12 mini and 13 mini models, as well as that of the iPhone 14 Plus.

The report comes from a statement by Apple CEO Tim Cook during an investment earnings call last week. Cook noted that Apple's customers were more likely to pay more for higher-specification iPhones than ever before, saying: “I think people are willing to really stretch to get the best they can afford in that category." Gurman connects this to earlier reports of a so-called iPhone 15 Ultra that's rumored to supplement the iPhone lineup in the future.

Read more
In 2023, it’s time to finally ditch your real wallet for Apple Pay
Front of Apple Card

In the early 2000s, the U.S. started accepting contactless payments at credit card terminals, which used near-field communication (NFC) technology to make it happen. However, it was still too early and not widely adopted until 2008, when the major credit card companies began to offer contactless credit cards.

But contactless payments continued to evolve. Soon enough, Apple added Apple Pay in 2014, allowing you to add your credit and debit cards in the digital Wallet app and pay with your phone. There is also Google Pay for Android devices, and even Samsung has its own version of mobile payments called Samsung Pay.

Read more