Skip to main content

Apple Pay Later is coming to Apple Wallet for more flexible spending

At WWDC 2022, Apple showed off some significant updates and changes coming to Apple Wallet with the launch of iOS 16. The standout feature for Apple Pay with iOS 16 is Apple Pay Later. As the name implies, Apple Pay Later will let you make Apple Pay purchases that you pay later on — more specifically, through payments spread out over a few weeks. Apple Pay Later will be available anywhere that Apple Pay works. More importantly, it lets you make said payments with 0 percent interest and no additional fees. If you use Apple Pay and are trying to plan a big purchase, Apple Pay Later could be a useful feature to have.

Apple also provided an update on its rollout of digital IDs in Apple Wallet. Following Wallet’s integration with state driver’s licenses in Arizona and Colorado, the company expects 11 more states to follow suit. Currently, the states working on integrating Apple Wallet as a legitimate form of ID are already incorporating it into Transportation Security Administration (TSA) checks at select airports. The list of states that have planned Wallet ID integration is as follows:

  • Connecticut
  • Georgia
  • Hawaii
  • Iowa
  • Kentucky
  • Maryland
  • Mississippi
  • Ohio
  • Oklahoma
  • Puerto Rico
  • Utah

In addition to Wallet ID being used for legal identification when it comes to travel, digital IDs can also be used for age-restricted purchases in apps like Uber Eats when ordering things like alcohol that require the buyer to be of a certain age.

Apple Pay Later feature being displayed on four iphones all lined up in a row. The displays of the phones showcase the different payment dates and lock screen notifications that will come with the feature.

Apple Wallet is expanding its key uses to mirror the way that “real” keys work. Sharing digital keys through Apple Wallet has been made much easier as iOS users can now share them through apps such as Mail, Messages, and WhatsApp. Sharing digital keys will also work with non-iOS devices so that you can work with anyone, no matter what type of phone they have. The sharing functions work similarly to Apple Pay and will arrive with iOS 16.

Apple rounded out its Wallet presentation with a couple of smaller updates. If you order something with Apple Pay, merchants will be able to add tracking information directly to your order. Shopify is confirmed to support order tracking, with “millions” of other merchants also gaining access to the feature. Apple also provided an update on its Tap to Pay feature for merchants/retailers, confirming that it’ll be available starting this month.

Editors' Recommendations

Peter Hunt Szpytek
A podcast host and journalist, Peter covers mobile news with Digital Trends and gaming news, reviews, and guides for sites…
iOS 16’s biggest Apple Pay feature might be delayed until 2023
Apple Pay Later feature being displayed on four iphones all lined up in a row. The displays of the phones showcase the different payment dates and lock screen notifications that will come with the feature.

Nearly four months after its showcase at WWDC 2022, Apple Pay Later has already started living up to its name as Apple has reportedly decided to delay its official debut until 2023.

Bloomberg's Mark Gurman wrote in his Power On newsletter (via 9to5Mac) that the reason Apple Pay Later may get delayed until early next year is that it was one of the features that didn't make it in the initial iOS 16 update upon its September 12 launch, despite Apple promising it would be part of it during the WWDC 2022 conference. Gurman also points out that Apple did not disclose an exact time frame for the feature's release, nor did it give any updates at its Far Out event more than two weeks ago.

Read more
Does the Apple iPhone 14 come with a charger in the box?
Brand new USB-C type to Lightning fast charging cable of with iPhone 11 Pro Max

The Apple iPhone 14 range featuring four models -- iPhone 14, iPhone 14 Plus, iPhone 14 Pro, and iPhone 14 Pro Max -- is available to pre-order now. While each model boasts several exciting features, they also come with a hefty price tag, starting at $799 and going up to $1,099.

Shelling out around $1,000 for a smartphone might mean you think it comes with all the accessories, especially a charger. But do you always get what you wish for? Here, we'll cover what comes with the iPhone 14 range, and specifically, whether you'll need to shell out more money for a charger or use an older one.
Does the iPhone 14 come with a charger?

Read more
Samsung Pay gets overhaul with new Samsung Wallet app
Samsung Galaxy Note 8 with the Samsung Pay app open. It's laying on top of a physical wallet.

After years of offering Samsung Pay and Samsung Pass, Samsung Wallet is launching today as the long-overdue digital wallet option for Samsung Galaxy devices. Samsung Pay and Samsung Pass have been adequately working as two separate parts of the Galaxy wallet puzzle, but today the company has announced that both services are merging to become Samsung Wallet. The digital wallet isn't just a rebranding of the two features. Instead, it's meant to be an all-encompassing app that holds everything you'd find in a physical wallet — not unlike Apple Wallet and Google Wallet.

Samsung Wallet will be able to hold credit cards and membership cards, allowing Samsung device owners to have one-swipe access to payment options when checking out in stores. COVID-19 vaccination cards can also be stored in Samsung Wallet, along with multiple identification options coming later this year for things such as driver's licenses, state IDs, and student IDs.

Read more