These days it’s not hard to find a decent smartphone at a national carrier for little to no money down. The drawback is that you have to sign a contract of some kind. Even T-Mobile’s “Uncarrier” thing still means monthly payments and, if you decide to leave, you have to pay the remaining balance all at once. Getting out from under carrier contracts means buying a phone outright, and that can get expensive with most new phones costing $500 – $700 without subsidy.
All is not lost, though. There are alternatives. There are a handful of smartphones that cost $350 or less, and not just on traditional pre-paid carriers.
Google Nexus 5
$350 on T-Mobile, Sprint, and AT&T

It’s not often that you can get a phone with the latest OS, a fast processor, LTE connectivity, and a great screen for less than $500, but Google and LG managed to get it done with the Nexus 5. We’re not wowed by the design and the camera in no way competes with the Lumias and Galaxies of the world. Still, for a phone that is technically a budget and a bargain, neither of those drawbacks is that big a deal.
Read Our Full Review of the Nexus 5
Moto G
$180 – $200, US carriers TBA

The Motorola Moto G won’t be available in the United States until early January so we haven’t reviewed or even touched this phone yet. However, we couldn’t not include it given the low, contract-eschewing price. And given how much we like the Moto X, we suspect it’s younger brother will be impressive, too. Between the 4.5-inch 1280 x 720 pixel screen, 1.2GHz quad-core processor, and 1GB of RAM, this phone should provide speedy performance that will satisfy anyone but the most hard-core Android power users. The 8GB of storage space for the lower cost model is not enough; good thing the 16GB model is only $20 more. The biggest drawback is that the Moto G doesn’t support LTE.
Samsung Galaxy S3
$350 on Virgin Mobile, $340 on Boost Mobile

Read Our Full Review of the Galaxy S3
Pantech Discover
$355 on AT&T

We’re cheating a bit with this one since it technically costs $355, but the extra $5 is worth it since the Discover is a great phone at this price. We raved about the wavy design and the cool side-shooting speakers in our review, and performance is even better than the Galaxy S3. Best part is that you don’t have to go pre-paid with this one. Buying it outright on AT&T means you can do a month-to-month contract and cancel anytime. Since it’s a GSM phone, you’ll be able to port it to T-Mobile, if you want.
Read Our Full Review of the Pantech Discover
LG Viper 4G LTE
$200 on Zact

LG Optimus F3
$255 on Ting, $250 on Sprint, $200 on T-Mobile, $150 on Virgin Mobile

Samsung Galaxy Express
$250 on AT&T GoPhone

The Express is essentially a smaller version of the Galaxy S3 (not to be confused with the S3 Mini, though) with a similar and comfortable design, beautiful and bright screen, and excellent dual-core processor performance. It’s not the phone for gamers and power users, but for people who just want to do the basics without putting up with sluggishness. Tweens and teens will appreciate that it looks good and that the rear camera is surprisingly decent. Right now it’s only available as an AT&T GoPhone, the carrier’s pre-paid brand.
Read Our Full Review of the Galaxy Express
HTC One SV
$280 on Cricket Wireless, $230 on Boost Mobile
