Tom Tom gets into the insurance game with Fair Pay

tom gets into the insurance game with fair pay gps in jhb traffic

Tom Tom has decided to get into the insurance game, but not by offering policies. The GPS company has partnered with insurance broker Motaquote for a new venture called Fair Pay Insurance. Tom Tom will be providing the technology behind the new product, which will base its insurance premiums on how well you drive instead of typical baselines like age, gender, and profession. 

Those who sign up for the plan will be issued a Tom Tom PRO 3100 satnav system that has been specially developed to display tracking information and tell users when they are driving in a way that might raise their premiums, like when they turn a corner too sharply or brake late. A link device is also fitted to the vehicle to track driving information, which is regularly displayed on the GPS unit as well as in emails. Drivers who enroll in the program will be required to pay for the Tom Tom unit as well as Tom Tom’s GPS service, but they will have access to all the usual features, including live traffic updates every two minutes. 

The idea here, much like the popular Progressive ads, is that maybe you’re a better and safer driver than your demographics would indicate, so if you let the insurance company track your driving, you might end up paying much less. We’ve seen the tracking before, but never anything that would actually tell drivers when they are making potentially problematic mistakes. It’s definitely a risk to take, but if you’re confident that you’re a safe and good driver, you might be able to get lower premiums and Tom Tom navigation service in one package. 

Emerging Tech

Awesome Tech You Can’t Buy Yet: Write music with your voice, make homemade cheese

Check out our roundup of the best new crowdfunding projects and product announcements that hit the web this week. You may not be able to buy this stuff yet, but it sure is fun to gawk!
Mobile

Rooting your Android device is risky. Do it right with our handy guide

Wondering whether to root your Android smartphone or stick with stock Android? Perhaps you’ve decided to do it and you just need to know how? Here, you'll find an explanation and a quick guide on how to root Android devices.
Gaming

How to get the most out of agent builds and specializations in The Division 2

The Division 2 has an intricate loot system to let you fine tune your agent to fit your play style. In our builds and specializations guide, we'll walk you through all of the stats you should pay attention to when tinkering with gear.
Computing

Windows updates shouldn't cause problems, but if they do, here's how to fix them

Windows update not working? It's a more common problem than you might think. Fortunately, there are a few steps you can take to troubleshoot it and in this guide we'll break them down for you step by step.
Product Review

The Nissan Rogue is smart, handsome, and practical. What’s not to love?

Year after year, Nissan’s Rogue compact crossover is a consistent best-seller, outpacing Honda’s CR-V, and even Toyota’s mighty RAV4. We looked for the reasons why people love the 2019 Nissan Rogue, and found them.
Smart Home

Is your Keurig making gross coffee? Might be time for a cleaning

No one likes a dirty, scaled, or smelly Keurig, but how are you supposed to clean them? Before you throw yours out the window, here is a quick guide on cleaning your machine out thoroughly.
Product Review

Gate’s Smart Lock is locked and loaded but ultimately lacks important basics

In a world of video cameras and doorbells comes the Gate Smart Lock, a lock with a video camera embedded. It’s a great idea, but lacks some crucial functionality to make it a top-notch product.
Smart Home

Which is better, the original Echo or the Echo Dot? We compare them

Amazon Echo vs. Dot: Having Alexa answer your questions is nothing short of futuristic, but which device should you get? There are some big differences between the two, especially in size, sound, and cost.
Smart Home

Viral porch pirate videos freak people out, cause unrealistic concern

Viral porch pirate videos convince others crime is more prevalent than facts indicate. According to polls, even though FBI reports show property crime rates are at historic lows, more people worry about crime today than ever before.
Smart Home

Sony’s Aibo robot dog can now patrol your home for persons of interest

Sony released the all-new Aibo in the U.S. around nine months ago, and since then the robot dog has (hopefully) been melting owners' hearts with its cute looks and clever tricks. Now it has a new one up its sleeve.
Deals

Amazon slashes $77 off the iRobot Roomba 690 multisurface robot vacuum

This special offer comes just in time for you to get a head start on spring cleaning. The Roomba 690 robot vacuum sucks up dust, dirt and pet hair — all while you're away at the office.
Smart Home

Get sweaty with the best smart home fitness gadgets on the market

Are you looking for smart fitness devices that will really help your workouts, no matter where you like to exercise? These smart home gadgets are designed to help you analyze your workouts and keep track of how you are doing.
Smart Home

Our favorite coffee makers make flavorful cups of joe from the comforts of home

Whether you're looking for a simple coffee maker to get you through the morning or a high-end brewer that will impress your taste buds and your friends, you'll find some of the best coffee makers around on this list.
Cars

Vivint’s Car Guard keeps tabs on your vehicle when you’re not in it

A simple plug-in that you can place in just about any vehicle, Vivint's new Car Guard will automatically detect if your car is bumped, towed, or stolen and will alert you about it.